Which of the following expenses might Medicare beneficiaries face when receiving covered services?

Medicare beneficiaries often encounter various expenses even when receiving services that are covered under the program. This includes both deductibles and coinsurance, which are standard components of Medicare's cost-sharing structure.

When a beneficiary receives covered services, they typically must first pay a deductible amount, which is set annually. After the deductible is met, coinsurance applies, meaning that beneficiaries will pay a percentage of the costs for most services received. This structure helps to manage costs associated with healthcare while still ensuring that beneficiaries have access to necessary services.

This method of cost-sharing applies to the majority of Medicare services, highlighting that while Medicare does cover a wide array of healthcare needs, beneficiaries should be prepared for out-of-pocket expenses that accompany those services, in the form of deductibles and coinsurance.