Which of the following individuals is eligible to receive Medicare benefits?

Medicare eligibility can be determined by several factors, including age, work history, and specific health conditions. Each of the choices presented reflects valid pathways to qualify for Medicare benefits.

Individuals who are sixty-five years old and have paid FICA taxes for at least forty calendar quarters are eligible for Medicare. This is the most common route to eligibility, as it ensures that individuals have contributed to the Medicare system through their taxes over a significant period of their working lives.

Additionally, those who are under age sixty-five can also qualify for Medicare if they are receiving Social Security disability benefits. Generally, after receiving these benefits for 24 months, individuals become eligible for Medicare coverage.

Furthermore, individuals of any age who have end-stage renal disease (ESRD) or need dialysis are also eligible for Medicare coverage. This inclusion recognizes the substantial health needs that arise from such conditions, allowing access to necessary healthcare services.

Given these pathways, all of the scenarios presented in the question illustrate individuals who qualify for Medicare under different circumstances, making the choice that encompasses all of these options the correct answer.